SERVICES
Guiding You Through All of Your Coverage Options
From Medicare to supplemental and travel insurance, I’ll help you understand your options and choose coverage that protects both your physical health and your financial health. My Eyes Wide-Open Approach means you’ll always know the good, the bad, and the ugly of each plan. That way, you can make confident and informed decisions.
Medicare Supplement/Medi-Gap
Original Medicare does not cover all health service costs. Medicare Supplement (Medi-Gap) plans, offered by private insurance companies, help fill those coverage gaps and protect you from unexpected out-of-pocket expenses.
Medicare Advantage (Part C)
Medicare Advantage Plans, also called Part C, are offered by private insurers and regulated by the Centers for Medicare and Medicaid Services (CMS). With many different types of plans available, we’ll explore which best fits your healthcare needs and budget.
Medicare Part D (Prescription Drug Plans)
Part D provides prescription drug coverage for Medicare beneficiaries through private insurers. Enrolling early is important. If you wait longer than 63 days after eligibility, you may face a late enrollment penalty. I’ll help you avoid the surprised and find the plan that fits your prescriptions.
Medicare Special Needs Plans
Special Needs Plans (SNPs) are tailored for specific groups: individuals with Medicare and Medicaid (DUAL), those with certain chronic conditions, or individuals living in institutions. These plans provide benefits designed for each group’s unique needs.
Dental and Vision Plans
If your medical insurance doesn’t include dental or vision, private carriers offer supplemental plans to reduce out-of-pocket costs for routine care and unexpected expenses.
Hospital Indemnity Plans
These supplemental plans help cover expenses from hospital stays or serious diagnoses not fully covered by other insurance. They’re designed to reduce financial stress during life’s most challenging times.
Supporting You Beyond Enrollment
Choosing a plan is just the first step. From policy reviews to handling claims or navigating complex issues, I’ll continue to provide ongoing support and advocacy whenever you need it.